Computer

Computer

There are many things to know about computers and gaining knowledge will allow you to do it yourself when it comes to fixing and repairing any issues that might arise. You may be looking at making your computer run faster and need to know what to do. There specific things you can do such as cleaning out your registry to make it run faster and more efficient.

If you are looking at being more computer savvy then you might want to consider going to a computer class where you can learn how to do things you need to with your computer. They can help you to be more efficient when using your computer. Also you may want to be able set up a network and this way you can set up one for your home or office when you get the knowledge you need.

There are many things to know when it come to computers and know how. If you are looking to do simple task as making your computer operate faster then you can learn what to do to accomplish this. Maybe you need to set up your own network were computers can work form one central location. Whatever the issue may be you can gain knowledge to be a computer expert.

Remember that when you need to get knowledge about fixing issues with your computer you need to get the knowledge it takes. There are many places online where you can get the information you need or you may want to take a class so that you can learn how to make your computer faster. Maybe you are looking to change a part inside your computer and want to gain the knowledge to do so.

Preparing a Network for IP QoS

In order to make sure that the requirements for the transmission of the application are attainable by efficient use of obtainable bandwidth, the system and support tools require the successful implementation. A management workshop will be arranged so that the specific needs for transmission can be established. Sometimes a survey may be suggested as a pre-cursor to use on the usage of the existing bandwidth to allow a gap analysis with the present understanding. When you are busy with a workshop like this one, the company that is assisting you will give you advice on how to use the appropriate tool sets and also what to do with the implementation issues.

As long as the agreement is met, the tools will then be able to be installed and checked to see if they meet the objectives of management, as well as with the other reporting systems as well. When it comes to the key service aspects, the main things one should look at are the structured approach to how skill levels, tools and processes can be used together in order to obtain more control of the IP prioritization and the bandwidth.

A technical assistant should be assigned to help after the support tools are implemented. Help and advice should also be given when it comes to the definition of objectives with clear principles on maintenance requirements, costs, implementation and system sizing. IP QoS systems that are fully installed are combined to bring you the benefits of business in totally defined timescales.

However, more effectual management of IP QoS is required in order to bring you the highest levels of reliability that is needed to make your business a success. In order to make this happen you will need implementation services as well as professional advice to make sure that the systems are successful in your business environment.

The company you use should be able to take ownership and make sure that the appropriate systems are used and knowledge and technical resources are advanced, instead of being drained by compound management tools. It is important that whoever is doing this for you knows what they are doing and is going to make a success of the project.

Once you have found the perfect company you are going to use you should contact them immediately and get your projects going. The sooner you start the better, as then you will be able to determine whether you have made the right choice by deciding to use these people. You have to be comfortable with the company you are using; otherwise, the whole procedure is not going to be pleasant. They will show you how to prepare your network for IP QoS as they are trained to do such things, meaning that they should have no problem at all. They will also answer any questions you might have, so don't be afraid to ask.

Preparing a network is not always an easy task. It takes time and patience. It cannot be done in a few minutes, so don't expect it to.

Investment secret

Investment secrets

Even in times like this where we are faced with economic uncertainty, collapse of real estate prices and turmoil in the finance services industry, we can invest for our early retirement. To do so requires a disciplined, patient, unemotional approach to long term investing. Stick to these 7 secrets of investing for an early retirement:

1. Crises are Inevitable. You will be in a better position for early retirement if you avoid making drastic changes to your investment plan and don't overreact to events. History has taught us that equities will continue to grow over the long term. The patient investor who remained invested during the 20 year period of 1989-2008 received an average annualized return of 8.4% per year.

2. Don't Try to Time the Market- Investors who understand that timing the market is a loser's game will be less prone to short term volatility and will stick to a long term investment plan for their early retirement. Studies show that the patient investor who remained invested during the entire 1989-2008 (20 year) period received the highest average annualized return of 8.4% per year. Those that missed the best 60 days over that 20 year period had a negative return.

3. Keep Fear and Greed out of your Portfolio. Attempting to time the market, abandoning markets that are out of favor, and chasing hot managers leads to self-destructive investor behavior. The long term wealth needed to build an early retirement plan requires you to control your emotions and stick to your investment plan. Over the period from 1988-2007, the average stock fund returned 11.60% annually while the average stock fund investor earned only 4.5%.

4. Focus on what you can control. Short term forecasts by the media and economists may be compelling but they do not hold real value. Don't waste your time on the direction of the stock market or interest rates. A study by the Wall Street Journal of economists showed that their forecasts from 1982-2008 were wrong 68% of the time. Focus on having a diversified portfolio with realistic return expectations and time horizons so you can succeed in an early retirement investment plan.

5. Look for Opportunities. Most people will leave the market or abandon their investment strategy when they suffer from large losses. It is important to feel confident about the potential that exists when prices are low. Historically low prices have increased future returns and crisis creates opportunities. The -.2% average annual return from 1928-1937 was followed by a 9.3% average annual return from 1938-1947. Furthermore, these periods of recovery average 13% per year and ranged from a low of 7% per year to a high of 18% per year.

6. Short Term Under-performance will happen. Many people switch managers or mutual funds during down markets. Each time you switch you may incur fees or a taxable event. Most managers have suffered an average of 3 years of losses and still delivered excellent long term returns. If you don't stick with them on the downside, you will never experience the high long term returns that they deliver and your early retirement goals may be set back a few more years.

7. Buy in times of pessimism and resist euphoria around investments that have recently outperformed. Following three years of stellar returns for stock funds from 1997-1999, euphoric investors added money in record amounts in 2000, just in time to experience three terrible years of returns from 2000-2002. In 2002, investors became pessimistic and withdrew money right before stocks delivered one of their best returns ever in 2003 (30%).

Expect to stick with your long term investment plan. If investing for the long term was easy, we would all be rich. Most people sabotage the best investment plans by letting emotions drive their investment choices, not sticking with their plan and being influenced by market news. If you are serious about making a plan for early retirement, you must have a disciplined approach to a long term investment plan.

Internet scam

Escaping scam

The Internet serves as an excellent tool for investors, allowing them to easily and inexpensively research investment opportunities. But the Internet is also an excellent tool for fraudsters. That's why you should always think twice before you invest your money in any opportunity you learn about through the Internet.

This alert tells you how to spot different types of Internet fraud, what the SEC is doing to fight Internet investment scams, and how to use the Internet to invest wisely.

Navigating the Frontier: Where the Frauds Are The Internet allows individuals or companies to communicate with a large audience without spending a lot of time, effort, or money. Anyone can reach tens of thousands of people by building an Internet web site, posting a message on an online bulletin board, entering a discussion in a live "chat" room, or sending mass e-mails. It's easy for fraudsters to make their messages look real and credible. But it's nearly impossible for investors to tell the difference between fact and fiction.

Online Investment Newsletters Hundreds of online investment newsletters have appeared on the Internet in recent years. Many offer investors seemingly unbiased information free of charge about featured companies or recommending "stock picks of the month." While legitimate online newsletters can help investors gather valuable information, some online newsletters are tools for fraud.

Some companies pay the people who write online newsletters cash or securities to "tout" or recommend their stocks. While this isn't illegal, the federal securities laws require the newsletters to disclose who paid them, the amount, and the type of payment. But many fraudsters fail to do so. Instead, they'll lie about the payments they received, their independence, their so-called research, and their track records. Their newsletters masquerade as sources of unbiased information, when in fact they stand to profit handsomely if they convince investors to buy or sell particular stocks.

Some online newsletters falsely claim to independently research the stocks they profile. Others spread false information or promote worthless stocks. The most notorious sometimes "scalp" the stocks they hype, driving up the price of the stock with their baseless recommendations and then selling their own holdings at high prices and high profits.



Bulletin Boards Online bulletin boards – whether newsgroups, usenet, or web-based bulletin boards – have become an increasingly popular forum for investors to share information. Bulletin boards typically feature "threads" made up of numerous messages on various investment opportunities.

While some messages may be true, many turn out to be bogus – or even scams. Fraudsters often pump up a company or pretend to reveal "inside" information about upcoming announcements, new products, or lucrative contracts.

Also, you never know for certain who you're dealing with – or whether they're credible – because many bulletin boards allow users to hide their identity behind multiple aliases. People claiming to be unbiased observers who've carefully researched the company may actually be company insiders, large shareholders, or paid promoters. A single person can easily create the illusion of widespread interest in a small, thinly-traded stock by posting a series of messages under various aliases.



E-mail Spams Because "spam" – junk e-mail – is so cheap and easy to create, fraudsters increasingly use it to find investors for bogus investment schemes or to spread false information about a company. Spam allows the unscrupulous to target many more potential investors than cold calling or mass mailing. Using a bulk e-mail program, spammers can send personalized messages to thousands and even millions of Internet users at a time.



How to Use the Internet to Invest Wisely If you want to invest wisely and steer clear of frauds, you must get the facts. Never, ever, make an investment based solely on what you read in an online newsletter or bulletin board posting, especially if the investment involves a small, thinly-traded company that isn't well known. And don't even think about investing on your own in small companies that don't file regular reports with the SEC, unless you are willing to investigate each company thoroughly and to check the truth of every statement about the company. For instance, you'll need to:

• get financial statements from the company and be able to analyze them;
• verify the claims about new product developments or lucrative contracts;
• call every supplier or customer of the company and ask if they really do business with the company; and
• check out the people running the company and find out if they've ever made money for investors before.

Online Investment Fraud:
New Medium, Same Old Scam The types of investment fraud seen online mirror the frauds perpetrated over the phone or through the mail. Remember that fraudsters can use a variety of Internet tools to spread false information, including bulletin boards, online newsletters, spam, or chat (including Internet Relay Chat or Web Page Chat). They can also build a glitzy, sophisticated web page. All of these tools cost very little money and can be found at the fingertips of fraudsters.

Consider all offers with skepticism. Investment frauds usually fit one of the following categories:

The "Pump And Dump" Scam It's common to see messages posted online that urge readers to buy a stock quickly or tell you to sell before the price goes down. Often the writers will claim to have "inside" information about an impending development or to use an "infallible" combination of economic and stock market data to pick stocks. In reality, they may be insiders or paid promoters who stand to gain by selling their shares after the stock price is pumped up by gullible investors. Once these fraudsters sell their shares and stop hyping the stock, the price typically falls and investors lose their money. Fraudsters frequently use this ploy with small, thinly-traded companies because it's easier to manipulate a stock when there's little or no information available about the company.

The Pyramid Be wary of messages that read: "How To Make Big Money From Your Home Computer!!!" One online promoter claimed that investors could "turn $5 into $60,000 in just three to six weeks." In reality, this program was nothing more than an electronic version of the classic "pyramid" scheme in which participants attempt to make money solely by recruiting new participants into the program.

The "Risk-Free" Fraud "Exciting, Low-Risk Investment Opportunities" to participate in exotic-sounding investments – such as wireless cable projects, prime bank securities, and eel farms – have been offered through the Internet. But no investment is risk-free. And sometimes the investment products touted do not even exist – they're merely scams. Be wary of opportunities that promise spectacular profits or "guaranteed" returns. If the deal sounds too good to be true, then it probably is.

For HYIP, it is filled with many scam website offering investment opportunity. Visit goldpoll.com to view the lists

Wise

Investing In Property

The Armageddon that everyone talked about where banks offloaded masses of commercial property has not materialised. Investors can now see sustainable yields from their commercial property investments and with savings rates as low as they are, yields of c 9% are difficult to ignore.

In this context we are talking about prime commercial assets as opposed to secondary. Secondary is almost unsellable. Prime assets are expected to bottom out from an underlying price point of view by the end of quarter three 2009, and the news that lenders are widening their loan to value supports that. Whereas many lenders were only offering 50-60% loan to value, this has eased off considerably as expectations of price falls have lowered.

Property shares normally react six to nine months earlier than the underlying asset so foresight is everything.

A real estate investment trust (REIT) is an excellent way to tap into this growth and make more than the actual asset growth itself. In 2007 REITs came into existence. The investment is a collective of property related investments which, in exchange for significant tax concessions, a company could convert to a REIT as long as it paid a 2% conversion tax, followed by generating at least 75% of its income from property rental, and distributing 90% of profit as a dividend.

So where is the opportunity for the investor? Consider with a REIT you are buying shares in a fund that invests in property shares. These underlying assets they are invested into will have a value. The share price of the overall REIT fluctuates wildly on the grounds of a number of factors but irrational exuberance and pessimism are two main contributors.

Hence the share price will trade at either a discount or premium to the value of the underlying assets. So if a share purchaser is very positive, the shares are in demand and are at a premium.

The last two years have been negative, capital values have been battered, and shares have been oversold. Most REITs are now trading at a considerable discount to the value of their underlying assets and therein lies the opportunity. For example Hammerson traded in February at a discount to its net asset value of an amazing 56%.(1) To explain what that means to you, if the total assets in Hammerson were realised they would be worth 127% more than the shares are currently valuing them at.

There lies a double opportunity to make excellent gains as sentiment returns so the discount will narrow. Even if the underlying assets don't increase in price, you can gain from that discount to net asset value narrowing.

Furthermore there have been a range of rights issues from REITs who clearly do not need the cash. Why would they do that? They have simply pulled together as much cash as they can to buy up distressed assets at the cheapest price possible. When the entire commercial property market (i.e. the assets in both prime and secondary) returns to favour, the upside return of this sector will be outstanding for those who bought well at the bottom.

Buying well at the bottom however doesn't mean buying when everything is reported by everybody as being perfectly in order. Making money with investments is about buying at the opposite point of that.

All that aside, consider that although property used to be classed as a balance to equities, REITs and property shares, despite what others say, are very closely correlated to equities - in other words you are closely correlated and not diversified.

Play it safe or Gamble with your cash

In modern times, your future financial security is increasingly uncertain. Whether you're planning for your future or you've reached the age of retirement and want to guarantee your prosperity for the years to come, you could benefit from a bespoke package of investment and savings, today.

With investment and savings, you could save for the medium to long term and see significant returns on your money. How you invest and where you save is up to you, but you could find some comfort in conducting your higher risk financial affairs, such as investments, under one roof.

Finding out the basics and gaining a better understanding of where to invest can be challenging, but there's plenty of expert advice and opinion worth canvassing before making your decisions.

Investment is all about evaluating risk against return, but it's also a good deal about market savvy. But you needn't be up on all aspects of investment; your investment company can help you make the decisions that are right for you.

Investments are typically higher risk than regular savings and lodgings, but nowadays, you can even invest based on your attitude to risk. The rewards you reap will ultimately match accordingly; a lower risk will undeniably mean safer savings and investment patterns, although a higher risk strategy could potentially net you much higher rates of return on your money.

Your lower risk options include Cash ISAs and Premium Bonds, depositing bonds in savings and cash accounts as well as other tax efficient solutions. Other investment options available to you on the lower risk end of the scale include Fixed Interest Deposits, Gilts and Shorter Dated Bonds. If you are of a slightly braver disposition, you could invest in With-Profits Funds, or even Property Funds. At the pinnacle of risk is Direct Stockmarket Investment, which poses a tumultuous, but potentially highly rewarding investment experience.

If you're disinclined to risk all for high returns and would prefer to see slow but steady increases on your money, then sticking with lower risk options is always going to suit you best. If, however, you feel prepared to take the attitude of Who Dares Wins, then you could consider some slightly higher risk options for investing your money.

With certain investment companies you'll see immediate rewards, such as a one per cent introductory return, meaning if you invest $10,000, you'll instantly receive $100 added on. In addition, your investment company won't simply take your money and run with it; you can receive expert advice and flexible investment solutions to suit your needs, with your lifestyle and later life financial needs taken into account to create a bespoke package of savings and investments for you.

This article has been written for information and interest purposes only. The information contained within this article is the opinion of the author only, and should not be construed as advice or used to make financial decisions. Expert financial advice should always be sought and any links contained within this article are included for information purposes only.

Adam Singleton writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.

Forex

forex knowledge

My name is Obinna and I want to share with you what I think is right for you. So take your time,relax and read through.
Lots of people would like to know how to create wealth in their lives. Especially now with the economy having been such a hot topic and not in a good way, there are more and more people that would like to know how they can gain financial independence and amass enough wealth to allow them to get beyond the bad times and be able to enjoy their life a little more.

But many people will have a hard time even getting started. You may feel as though you are unsure of what direction that you should move in to gain a wealthy lifestyle and to get rich. Well, money is attracted to people that are looking for opportunity AND that are willing to take these opportunities when they appear.

So, the first step really is to allow your mind to become aware of all of the many legitimate ways to build real wealth and to gain financial success. Your mind has to become aware of what it wants and not what it does not want. So, to gain a sense of prosperity, you have to become conscious to it.

You see, most people will moan about the bills and how expensive everything is. And they will continue to make money the same way they always have and not really actively look for ways to build your income and to increase your overall wealth.

To get rich, you have to be active in your financial life. You cannot just hope for riches and expect them to appear. You have to create the streams that will feed your pockets and your bank account.

You can do it!

Let me start by giving you the definnition terms in forex trading. This will be useful for those of you who want to start it.

forex terms

Ask (Offer) – The price you pay for a purchase of a security or currency pair.Bank Rate - The rate which a country’s Central Bank lends money to commercial banks.Base Currency - The first currency quoted in a currency pair within the Forex Market. It is also typically considered the domestic currency or accounting currency. A firm may use the base currency to represent all profits and losses.Bid – The price a security or currency pair is sold for.Breakout - A price movement through an identified level of support or resistance, which is usually followed by heavy volume and increased volatility. Forex Traders will buy the underlying asset when the price breaks above a level of resistance and sell when it breaks below support.Bretton Woods - The Bretton woods conference, attended by representatives of 44 nations in July 1944, was tasked with rebuilding the global economic system after World War II. It set up an alborate system of rules and regulations governing trade and a static, global economic policy and created agencies like the International Moentary Fund (IMF) and the World Bank. Broker - The market participating body which serves as the middleman between retail traders and larger commercial institutions.Cable - A slang word for the GBP/USD .Carry Trade - In Forex, holding a position with a positive overnight interest return in hope of gaining profits just for the central bank’s interest rates difference.CFD - Contract for Difference - special trading instrument that allows financial speculation on stocks, commodities and other instruments without actually buying.Commission – fees charged by brokers for performance of service such as buying or selling a position.CPI - Consumer Price Index - a statistical measure of inflation based upon changes of prices of a specified set of goods.Currency Pair - The quotation and pricing structure of the currencies traded within the Forex market. The value of a currency is determined by its comparison to another currency. The first currency of a currency pair is called the "base currency", and the second currency is called the "qoute currency". The currency pair shows how much of the quote currency is needed to purchase one unit of the base currency.EA - Expert Advisor - an automated script which is used by trading software to manage positions and orders automatically with little to no manual control.ECN Broker – is a type of Forex brokerage firm that provide its clients direct access to other Forex market participants. ECN brokers do not discourage scalping, do not trade against the client and do not charge spreads, however they do charge a commission for every order.ECB - European Central Bank - the primary regulatory body of the European Union financial system.Fed - Federal Reserve - the primary regulatory body of the United States of America financial system, which division - FOMC (Federal Open Market Committee) - regulates, among other things, federal interest rates.Fibonacci Retracements – In technical analysis, these levels with a high probability of trend break or bounce, calculated as the 23.6%, 32.8%, 50% and 61.8% and 100% of the trend range. Fibonacci retracement is a very popular tool used by many technical traders to help identify strategic places for transactions to be placed, target prices or stop losses.Flat (Square) – A neutral state when you are holding no open positions.Fundamental Analysis – Market analysis that is based on news, political situations, economic data releases and global events. GTC (Good Till Cancelled) – The order to buy or sell a currency with a fixed price that is alive (good) until it is either executed or cancelled.Hedging - maintaining a market position which secures the existing open positions in the opposite direction.Jobber –A slang word for a trader which is aimed toward fast but small and short-term profit from an intra-day trading. Jobber rarely leaves open positions overnight. (Day Trader).Kiwi - A slang name for the New Zealand Dollar.Leverage - The use of various financial instruments or borrowed capital, such as margin, to increase the potential return of an investment.Limit Order – An order to open a position for fixed or lesser price or close the position for a fixed or better price. The price that is set is commonly referred to a limit price.Liquidity - The measure of markets which describes the relationship between trading volume and price change.Long - A position which is in a Buy direction. In Forex trading, the primary currency when bought is long and another is short.Loss - The result from closing long position at lower price than the original purchase price or closing a short position with higher rate than opening. A loss a can also be incurred when the spread between the bid and ask or commission paid to a broker trading firm is higher than the actual difference between the open and close prices.Lot – A definite amount of units or amount of money accepted for operations handling (usually it is a multiple of 100).Margin - The amount of equity contributed by a customer as a percentage of the current market value of the securities held in an account. Margin Account – An investment account in which the Forex Broker lends the customer funds to facilitate a purchase. The loan in the account is collateralized by money that the customer has with the broker along with the actual securities purchased. If the value of the position bought on margin drops to a level determined by the margin agreement, the account holder will be required to deposit more cash or sell a portion of the position to bring the account current.Margin Call - A brokerages demand on an investor trading with margin to deposit additional funds or securities to bring the Margin Account up to the minimum maintenance requirement. Margin calls occur when an account value depresses to a value calculated by a brokerages particular formula.Market Order – An order to buy or sell a lot at that minute, whatever the current market price is.Market Price – The price that a security or currency position is being traded for within the market or on the exchange at any particular moment.Offer (Ask) - The price you pay for a purchase of a security or currency pair.Open Position (Trade) – The purchase of a security or currency pair or the short sale of a security or currency pair to open a position.Order – The request made by a customer for a broker to buy or sell the currency with a certain rate or at Market Price.Pivot Point - The primary support or resistance level calculated basing on the previous trend's High, Low and Close prices.Pip (Point) – The smallest price change that any given exchange rate can make. Since most major currency pairs are priced to four decimal places, the smallest change is that of the last decimal point - for most pairs this is the equivalent of 1/100th of one percent, or one basis point. (i.e. 1 pip = 0.0001).Profit (Gain) – The amount of money gained when a position is closed.Principal Value - The initial amount of money put in to any investment.Quote Currency – The second currency quoted in a currency pair within the Forex Market. In a direct quote, the quote currency is the foreign currency. In an indirect quote, the quote currency is the domestic currency. The quote currency is also known as the "secondary currency" or "counter currency".Realized Profit/LossResistance – In technical analysis, the price level at which a security or currency or an entire market can trade up towards, but not exceed, for a certain period of time. Often referred to as the "resistance level". The resistance level is a key trend marker and when reached, often is met with heavy selling which drives the position lower. Settled (Closed) Position - closed positions for which all needed transactions has been made.Slippage – The execution of an order at a price that is different than expected, the main reasons for slippage are - "fast" market, low liquidity and the broker's inability to execute orders rapidly.Spread – The difference between the bid and ask prices for a currency pair.Stop-Limit Order –An order to sell or buy a lot when the market reaches certain price. This is usually a combination of a stop-order and limit-order.Stop-Loss Order – An order placed with a forex broker to sell a security when it reaches a certain price. It is designed to limit an investor's loss on a security position.Support – In technical analysis, the price level which, historically, a security or currency has resists falling below. It is thought of as the level at which a lot of buyers tend to enter the position causing it to rise. Typically, if the position falls below this level it brings on an influx of sellers causing the position to decline further.Technical Analysis – The method of evaluating a position by analyzing statistics generated by market activity, such as past prices and volume. Technical analysts do not attempt to measure a security's intrinsic (real) value, but instead use charts and other tools to identify patterns that can suggest future activity.Trend – The direction of market which has been established with the influence of several different factors.Unrealized (Floating) Profit/Loss - A profit or a loss on non-closed positions.Useable Margin – The amount of available funds in an investment account above the actual client equity that may be used for trading.Used Margin – The amount of money in the account already used to hold open positions open.Volatility - A statistical measure of the number of price changes for a given currency pair in a given period of time. – The gain or loss for a closed position after spreads and commissions have been paid.